Shorerock Loans, a small-business funding service in Marietta, Georgia, explains funding for Cobb County lawn care and landscaping companies: zero-turn and commercial mower financing, trucks and trailers, and working capital for crews, with Census Bureau counts.
At a glance
- Landscaping services employers, Cobb County, GA
294 establishments, 2,279 employees (CBP 2023)
- Share with fewer than 5 employees
67.7% (CBP 2023)
- Landscaping businesses without payroll
1,599 (Nonemployer Statistics 2024)
Financing for Landscaping
Cobb County had 294 landscaping services employers in 2023 with 2,279 employees and $122.1 million in annual payroll; 67.7% had fewer than five employees (County Business Patterns), and 27 had a ZIP 30060 address. By our arithmetic payroll averaged $53,564 per employee. The separate 2024 Nonemployer Statistics counted 1,599 landscaping businesses without paid employees, with $81.8 million in receipts.
Financing for Zero Turn in Marietta, GA
A commercial zero-turn mower can be financed with the mower as security, new or used. Dealer financing programs exist for many brands; compare their total cost with an equipment loan arranged separately, and check whether a dealer's offer requires buying through that dealer.
Commercial Mower Financing
| Item | Compare | Ask about |
|---|---|---|
| Commercial zero-turn mower | Equipment loan or dealer program | Hours if used |
| Trailer | Equipment loan | Title and registration |
| Work truck | Equipment loan | Mileage and condition |
| Skid steer for hardscape work | Loan or lease | Attachments included |
Lawn Care Equipment Loan: How It Works in Marietta, GA
Illustration only, invented figures: a two-crew company adds a third crew with a $14,500 mower, a $6,800 trailer and a used truck at $24,000. The equipment totals $45,300 by our arithmetic; the crew's first weeks of wages before new contracts pay are a separate working capital question.
Landscaping Equipment Loan for Marietta, GA Owners
A partner reads the business's deposits, its contracts (especially commercial maintenance contracts paid monthly), the equipment quote and existing equipment loans. For uneven months between contracts, a line of credit can carry crew payroll; for the machines, equipment financing.
Can You Finance Landscaping? Answers for Marietta, GA Owners
For a landscaping business, yes: equipment, vehicles, materials for hardscape jobs and crew payroll can all be funded. Homeowners financing a landscaping project is consumer lending and is not arranged here. Hardscape and irrigation work buys materials before payment, which is a working capital gap similar to the construction trades.
Related: construction, painting and finishing, working capital. Building-services and trade counts for the county are on the Marietta, GA page. All industries: the industries page.
Monthly grounds contracts behind a Cobb County, GA lawn care request
Monthly maintenance contracts with property managers, offices and homeowner associations give a landscaping company recurring revenue. List each contract with its monthly amount and end date; a partner reads them as the source of repayment.
Irrigation and hardscape: materials before payment
Installation jobs buy pavers, stone, pipe and controllers before the customer pays. That is a working capital gap per job, or a line of credit if such jobs run back to back. Get deposits from customers where you can, and show the partner the job schedule.
A crew truck and trailer before the second mower
A crew needs a truck and a trailer before it needs a second mower. Each can be financed with the vehicle as security, new or used. Ask how a partner treats titled vehicles and whether it needs the title held until payoff.
Taking over a Cobb County, GA mowing route
Buying an existing route means buying customer accounts, equipment and sometimes crews. Check how many accounts are under contract, how long they have stayed, and the equipment's hours. A term loan funds the price; equipment financing covers replacements.
Census counts for Cobb County, GA grounds and lawn crews
Landscaping services (NAICS 561730): 294 employers in 2023, 199 with fewer than five employees, and 2,279 employees in all. Nonemployer Statistics counted 1,599 landscaping businesses without payroll in 2024, a separate program from the employer count. Janitorial services, a neighboring building-services trade, had 192 employers.
Fuel, repairs and the off-season
Fuel and mower repairs are running costs paid from operating cash. If your revenue drops in some months, your own deposit history shows by how much; we have no local data on it. A line of credit drawn in the slow months and paid down in the busy ones is one tool.
What a partner reads in a landscaping request
- Maintenance contracts with monthly amounts and end dates
- Business bank statements for the last year
- Mower and truck quotes, listing hours on anything used
- Existing equipment loans and leases
- Vehicle titles for trucks offered as security
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