A law office, a nail salon and a framing crew all borrow, but for different expenses on different clocks. These notes cover more than thirty kinds of Cobb County business, with fourteen full pages.
How a request moves around Marietta, GA
Call us or ask for a call back, then describe the expense.
We name the funding types that fit and the records a partner may request.
The partner reviews and answers; any offer is yours to accept or turn down.
Fees billed after the work, partner buy-ins and practice purchases.
Small business loans for law firms in Marietta, GA: credit lines, partner buy-ins and payroll funding for Cobb County firms, with Census counts.
Accounting practice loans in Marietta, GA: CPA firm acquisition financing, deadline-season payroll and credit lines for Cobb County firms.
Business loans for insurance agencies in Marietta, GA: buying a book of business, producer payroll and credit lines for Cobb County agencies.
637 legal services employers, 77.7% with fewer than five employees, and 136 of them with a ZIP 30060 address. The law firm page has more.
Those offices employed 3,772 people and paid $353.2 million in 2023, about $93,627 per employee (our arithmetic). Nonemployer Statistics, a separate program, counted 921 legal businesses without paid employees in 2024. Case costs carried before a fee or settlement arrives can be a working capital question.
457 Cobb County employers in 2023, three in four (76.8%) with fewer than five people. Filing seasons and practice purchases are covered on the accounting firm page.
They employed 2,489 people on a $192.6 million payroll, about $77,372 per employee (our arithmetic), and 33 had a ZIP 30060 address. The separate 2024 Nonemployer Statistics count is 1,385 accounting and bookkeeping businesses without paid employees.
449 insurance agency employers (NAICS 524210) with $708.6 million in payroll. The insurance agency page covers buying a book.
Of the 449, 324 (72.2%) had fewer than five employees and 33 used a ZIP 30060 address. Nonemployer Statistics lists 936 agencies without paid employees in 2024, counted apart from the employer figures. A book purchase, a producer hire or a move to a bigger suite can each be part of a request.
956 consulting employers (NAICS 5416), and 84.1% had fewer than five employees. Receivables-based working capital and lines of credit fit firms that bill monthly.
Those consulting employers had 7,367 employees and $765.4 million in payroll in 2023; 23 sat in ZIP 30060. Another 4,864 consulting businesses without paid employees appear in the 2024 Nonemployer Statistics, a separate count. Client contracts and open invoices are records a partner may ask for.
652 employers with 15,448 employees. Payroll ahead of client payments is one expense, which points to working capital or a line of credit.
Payroll reached $1,973.4 million, about $127,744 per employee (our arithmetic), and 532 of the 652 (81.6%) had fewer than five people on staff. Eleven had a ZIP 30060 address. Signed statements of work and an aging report help a partner read a software firm's request.
394 employers. Survey equipment, software and payroll before project invoices are paid.
Architectural, engineering and related firms (NAICS 5413) had 6,384 employees and $684.9 million in payroll in 2023; 232 of the 394 (58.9%) had fewer than five employees and 24 had a ZIP 30060 address. Separately, Nonemployer Statistics counts 715 such businesses without paid employees in 2024. Plotters, survey instruments and software seats can be financed as equipment.
Equipment, build-outs and claims that pay late.
Optometry, chiropractic and physical therapy practice loans in Marietta, GA: equipment, buy-ins and payroll for Cobb County practices, with Census counts.
Medical practice financing in Marietta, GA: physician practice loans, clinic expansion, medical equipment and buying a practice in Cobb County.
Dental practice financing in Marietta, GA: chairs, imaging, build-outs and practice purchases for Cobb County dentists, with Census counts.
596 physician offices with $1,081.0 million in payroll. Equipment, providers and practice purchases: see the medical practice page.
Those offices employed 8,970 people in 2023; 348 (58.4%) had fewer than five employees, and 112 had a ZIP 30060 address. The separate 2024 Nonemployer Statistics count is 640 physician practices with no paid employees. A practice purchase, a records-system switch or a second location are uses a request can describe.
371 dentist offices. Chairs, imaging and buy-ins are on the dental practice page.
They had 2,840 employees and $185.1 million in payroll in 2023; 138 (37.2%) had fewer than five employees and 23 had a ZIP 30060 address. Nonemployer Statistics, counted separately, lists 209 dental businesses without paid employees in 2024. Associate buy-ins, operatory build-outs and imaging upgrades each read differently in a request.
654 offices of other health practitioners in the county in 2023; 73.2% had under five employees. The chiropractic and therapy page covers them.
They employed 2,980 people on $156.8 million in payroll, about $52,620 per employee (our arithmetic), and 39 had a ZIP 30060 address. The separate Nonemployer Statistics count for 2024 is 1,917 practitioners without paid employees. Exam tables, therapy equipment and a second treatment room are funding uses a request can name.
165 employers with 5,108 employees. Payroll is the main expense while reimbursements are pending.
The county's home health payroll was $194.0 million in 2023, about $37,973 per employee (our arithmetic); 71 of the 165 (43.0%) had fewer than five employees. Separately, 1,235 home health businesses without paid employees appear in the 2024 Nonemployer Statistics. A claims aging report shows a partner how long payments take to arrive.
86 employers. Surgical and imaging equipment can be financed on the equipment itself.
Veterinary employers had 1,329 employees and $69.3 million in payroll in 2023; just 16 of the 86 (18.6%) had fewer than five employees. Nonemployer Statistics, a separate program, counts 90 veterinary businesses without paid employees in 2024. A clinic purchase or a new surgical suite can be compared on a term loan and on equipment financing.
Kitchen equipment, food costs and hourly payroll.
Restaurant financing in Marietta, GA: equipment loans, credit lines, buying a restaurant and bar funding for Cobb County kitchens, with Census counts.
602 full-service and 751 limited-service restaurants (our sum 1,353). Kitchens are covered on the restaurant page.
Full-service rooms paid $412.9 million and limited-service counters $271.8 million in payroll in 2023. ZIP 30060 held 44 full-service and 56 limited-service restaurants (our sum 100). Hood systems, walk-in coolers and a patio build-out are costs a request can itemize line by line.
22 drinking-place employers. Equipment and renovations; alcohol licensing questions go to the local office.
Those 22 bars had 319 employees and $9.2 million in payroll in 2023, and three had a ZIP 30060 address. Nonemployer Statistics separately counts 106 drinking places without paid employees in 2024. Draft lines, back-bar coolers and a bar-top renovation can be requested as equipment financing or a term loan.
Materials and crews paid before a draw clears.
Contractor business loans in Marietta, GA: lines of credit, builder financing, HVAC and trade equipment, retainage and Cobb County construction data.
Painting contractor business loans in Marietta, GA: working capital for crews and materials, sprayers and vans, with Cobb County finishing-trade counts.
Lawn care business loans in Marietta, GA: zero-turn and commercial mower financing, trucks, trailers and crew payroll for Cobb County landscapers.
517 residential and 165 nonresidential building employers. Draw gaps and retainage are on the contractor page.
Of the 517 residential builders, 429 (83.0%) had fewer than five employees; among the 165 nonresidential builders the share was 37.6%. Nonresidential builders carried $725.4 million in payroll and residential builders $215.0 million (CBP 2023). ZIP 30060 held 29 residential and 9 nonresidential builders.
Specialty trades make up 865 of the county's 1,990 construction employers (our sum): 210 plumbing and HVAC, 193 electrical, 66 roofing and 396 building finishing contractors. Painters and drywall crews have the finishing contractor page.
Electrical contractors alone paid $501.2 million to 5,844 employees in 2023. Service vans, scissor lifts and material bought for a job before the first draw are costs a request can list.
294 landscaping employers and, separately, 1,599 landscaping businesses without employees (Nonemployer Statistics 2024). Mowers and crews are on the landscaping page.
Employer crews had 2,279 employees and $122.1 million in payroll in 2023; 199 (67.7%) had fewer than five employees, and 27 used a ZIP 30060 address. Zero-turn mowers, enclosed trailers and payroll ahead of contract payments can be financed.
Stock bought ahead of the sale and storefront costs.
Retail store loans in Marietta, GA: inventory, fixtures and lines of credit for Cobb County shops, liquor and furniture stores, with Census counts.
Boutique business loans in Marietta, GA: inventory financing, lines of credit and openings for Cobb County clothing stores, with Census counts.
2,309 retail employers with 41,387 employees. The retail page covers stock and fixtures.
County retail payroll was $1,589.1 million in 2023. ZIP 30060 alone had 218 retail employers, 50.5% of them with fewer than five employees (ZIP Code Business Patterns). Shelving, a point-of-sale system and stock orders can be compared across equipment financing, inventory financing and a line of credit.
304 clothing and accessories store employers. See the boutique page.
They employed 3,994 people and paid $80.3 million in 2023; 87 (28.6%) had fewer than five employees and 15 had a ZIP 30060 address. The 2024 Nonemployer Statistics, a separate count, lists 1,015 clothing and accessories sellers without paid employees. Pre-season orders and fixtures are costs a boutique request can name.
191 grocery store employers with 7,856 employees. Coolers, shelving and stock are the funding questions: equipment financing for the coolers, inventory financing or a line of credit for the shelves.
The 191 include the 73 convenience stores in the next note (NAICS 4451 covers both), leaving 118 supermarkets and other grocers (our arithmetic). Grocery payroll was $232.8 million in 2023, and 19 grocers had a ZIP 30060 address.
122 furniture and home furnishings stores, 113 building material and garden supply dealers and 73 convenience stores. Inventory is the common thread.
Building material dealers had the biggest payroll of the three, $150.6 million across 4,145 employees in 2023, while 67 of the 73 convenience stores (91.8%) had fewer than five employees. Showroom stock, a supply yard's forklift and reach-in coolers each fit a different product.
Lifts, scan tools, parts and vehicle stock.
Auto repair business loans in Marietta, GA: lift and equipment financing, parts inventory and body shop funding for Cobb County shops, with Census counts.
397 auto repair and maintenance employers in the county in 2023. Lifts and parts are on the auto repair page.
Those shops had 3,075 employees and $174.2 million in payroll in 2023, and 53 had a ZIP 30060 address. Nonemployer Statistics, a separate program, counts 1,152 auto repair businesses without paid employees in 2024. Alignment racks, diagnostic scanners and a parts account fit equipment financing or a line of credit.
131 automobile dealers and 220 gasoline stations. Floor-plan and fuel-supply financing are specialist products; equipment and working capital can be compared here.
Dealers employed 4,850 people on $389.9 million in payroll in 2023; gas stations employed 1,716 on $54.4 million. ZIP 30060 held 41 dealers and 28 stations. Service-bay lifts, canopy work and store coolers are pieces a request here can cover.
Stations, chairs and equipment, often on card receipts.
Nail salon, hair salon and barbershop loans in Marietta, GA: stations, chairs and build-outs for Cobb County shops, with Census counts.
256 beauty salons, 80 nail salons and 22 barber shops with payroll (our sum 358). Stations and spas are on the salon page.
Staffs are small in all three: 183 of the beauty salons (71.5%), 75 of the nail salons (93.8%) and 19 of the barber shops (86.4%) had fewer than five employees. Nonemployer Statistics separately counts 2,549 beauty salons, 1,466 nail salons and 427 barber shops without paid employees in 2024.
122 fitness and recreational sports center employers with 2,877 employees. Equipment financing suits the machines; a term loan suits a build-out.
Payroll across those centers was $62.1 million in 2023, and 48 (39.3%) had fewer than five employees. A separate Nonemployer Statistics count lists 399 fitness businesses without paid employees in 2024. Five centers had a ZIP 30060 address. Rubber flooring, locker rooms and cardio machines can be listed separately in a request.
Owners compare leasing equipment that will be replaced against buying equipment that lasts, and compare membership revenue with the payment. A gym taking most payments by card may also be offered an advance; total its cost before agreeing.
Ask each offer for the total dollar cost and the payment schedule, then set both against at least six months of membership deposits taken from the bank statements.
Contracts paid monthly, crews paid weekly.
192 janitorial services employers and, in the separate 2024 Nonemployer Statistics, 4,641 janitorial businesses without employees. Vans, equipment and payroll before monthly contract payments are the expenses.
Janitorial employers had 1,906 employees and $61.0 million in payroll in 2023; 133 (69.3%) had fewer than five employees and 10 had a ZIP 30060 address. Carpet and upholstery cleaners are a smaller group: 15 employers.
A cleaning company with signed commercial contracts can show those contracts as the source of repayment. Working capital covers payroll while invoices are open; equipment financing covers floor machines and vehicles.
Bring the signed contracts, the invoice dates and twelve months of bank statements showing those payments landing, plus the payroll that services each building. A partner reading a cleaning request can then match every contract to deposits.
No separate laundromat count is published in the Census files used here. Partners would look at the machines (washers and dryers can be financed as equipment), the lease length, and the store's revenue history if you are buying one.
If you are buying a store, ask the seller for utility bills and machine service records along with the revenue history, so the request shows what the equipment costs to keep running.
Office costs and payroll; property lending is not covered.
622 real estate agent offices, 357 lessors of real estate and 331 related service firms. Office and payroll funding can be compared; mortgages and property loans are not arranged here.
Agent offices are small: 580 of the 622 (93.2%) had fewer than five employees in 2023. Nonemployer Statistics, a separate program, counts 2,768 real estate agent businesses without paid employees in 2024. Signage, a CRM subscription and an assistant's payroll can be compared.
Staff-heavy payrolls and reimbursement timing.
197 Cobb County child day care employers, with 3,336 people on payroll in 2023. Payroll, classroom equipment and build-outs.
Payroll came to $98.3 million, about $29,473 per employee (our arithmetic); just 36 of the 197 (18.3%) had fewer than five employees, and 18 had a ZIP 30060 address. Nonemployer Statistics separately counts 1,037 child care businesses without paid employees in 2024. Classroom furniture, playground equipment and a second-site build-out can be requested.
Renovations and furnishings.
122 traveler accommodation employers. Renovations and furnishings, compared on term loans and equipment financing.
They had 2,199 employees and $72.7 million in payroll in 2023, and 40 (32.8%) had fewer than five employees. Nonemployer Statistics, a separate count, lists 263 lodging businesses without paid employees in 2024. A room refresh can be split into furnishings, compared on equipment financing, and construction, compared on a term loan.
Machines, materials and larger payrolls.
73 printing, 71 fabricated metal and 53 warehousing employers. Machines are financed as equipment; materials as inventory or working capital.
Payroll in 2023: $70.0 million at printers (1,177 employees), $146.9 million at fabricated metal shops (2,105) and $262.0 million at warehouses (6,495). Quotes with model numbers and serial plates help a partner price presses, CNC machines and forklifts, and a materials list shows what stock the shop carries between jobs.
Shorerock Loans, a small-business funding service in Marietta, Georgia, groups funding notes by industry: professional services, health care, food and drink, construction and trades, retail, auto, personal care and more. Fourteen industries have full pages; the rest have short notes with Cobb County Census counts.
Funding partners reviewing requests through Shorerock consider businesses in most lines of work. What matters more than the industry is the expense, the records and how the business earns. Cobb County had 22,148 employer establishments in 2023 (County Business Patterns); the counts below come from the same source unless a note says otherwise.
In the size-class table for that year, 12,985 of the county total sit in the under-five-employees column. Each note gives one sector's own count, and the linked pages go deeper into records and costs.
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Call (770) 275-6482, or say what your trade or practice needs the money for on the form.
